For UK financial advisers only, not approved for use by retail customers. For retail customers find out more on

Are your clients planning for an even longer retirement?

How robust is your retirement planning?


What's in your

transfer toolkit?

When it's time to talk transfers - do you have all the right kit in the bag? We've pulled together all our most popular checklists into the one place to help you with any transfers you may have on the go:

Challenges to
consider when considering
retirement planning.


Recapping on some of the key facts:

  • 1:4 people in the UK* are approaching retirement over the next two decades and you would expect many will have a defined benefit history.
  • Sustainability - customers are living longer, therefore they need a plan that can match their aims and objectives.
  • Cash flow planner - do you have or use a cash flow planner that can help you project your clients retirement needs?
  • Managing the existing book - holistic planning takes time, how do you find the space to manage your clients effectively and efficiently. And, not forgetting those retiring are some of the wealthiest and most powerful people in the land**. So getting it right and helping to pass on the benefits of wealth and professional financial advice down to future generations can only benefit all concerned.

*Source:National Population Projections:2014 - based Statistical Bulletin  **Moneywise article

Where could your key transfer challenges lie?

As we see the end of high exit charges, this gives advisers greater 'freedom' to help their
clients select the best product and provider to match their choice. Perhaps your challenges are
growing in the Defined Benefit Scheme arena? Do you have clients looking for help regarding
what to do next? Whatever your challenge - we've put together some kit to help make that
process easier for you.

  • Ian Rosevear

    Our Defined Benefit Checklist - what information should you be recording?

    Hear Ian Rosevear, Business Development Manager, Prudential present an example case study highlighting how to capture some of the key information/regulatory requirements. The case study is not designed to indicate the circumstances when a client should or should not transfer.

  • Rory Percival and Colin Simmons

    Being diligent around pensions regulatory issues

    Hear Rory Percival provide a whistle-stop tour of some topical regulatory issues, including: research and due diligence; defined benefit transfers; guaranteed annuity rates; flexi-access drawdown; centralised investment propositions; insistent clients, FOS and FCA, on-going adviser charges and service and robo-advice.

    Listen to Colin Simmons run a Q&A session (following on from Rory's session) and finish with a session on the Prudential's Retirement Modeller.

  • Les Cameron

    Would you take a tennis racket fishing?

    In this article, Les Cameron, Head of Technical, Prudential looks in depth at what has and hasn't changed in the DB landscape.

    He Focuses on the advice issues and primarily on the right customer outcomes.

    Its about understanding 'the risks you are taking to understand whether they are worth the benefit'.

  • Colin Simmons

    How our Retirement Modeller can help your advice process.

    Colin Simmons, Business Development Manager at Prudential, discusses how our Retirement Modeller can be used to help advisers with Defined Benefit transfer cases.

Support for you

If you'd like some help in using our retirement modeller and seeing some 'pension
modelling' in action, then visit our Case Studies section.

For more information speak to your Account Manager today.


Contact Us

Our Technical Helpline Specialists can help you with generic technical product queries, tax issues relating to life and pension products, trusts, pensions legislation, detailed fund information and comparisons.

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