Enhanced Annuity

Your client could qualify for a higher income with Prudential's improved enhanced annuity offering if they and / or their dependant (in the case of joint life annuities) suffer with a medical and / or a lifestyle condition.

A single condition or combination of two or more conditions may result in increased payouts. Enhanced rates are available on our Income Choice Annuity and Guaranteed Pension Annuity. So your clients' enhanced annuities can match their individual profiles.

What we offer

Below are some of the improvements to our enhanced annuity offering.

• With a wider selection of conditions covered, our enhanced annuity is now available to more clients. Even a mild condition could result in an enhanced annuity, which would give your client a better payout.
• More potential to increase your clients' retirement incomes with Prudential's enhanced annuity. We aim to help your clients maximise their income, tailored to their individual circumstances.
• We apply enhancements across our range of annuities allowing you to select the annuity that's right for your client. Enhanced terms are available on the following products:
  • Income Choice Annuity
  • Guaranteed Pension Annuity
• Our underwriting methodology means that the rate we offer your client is guaranteed.
• Hassle-free service for you and better rates for your clients.

Why choose Prudential?

We're one of the UK's leading pension annuity providers. We are currently paying over £2 billion* in pension income each year to more than 1 million people.**

We're financially strong and we're one of only a few companies awarded an AA (stable) rating from Standard & Poor's*** and an Aa2 rating from Moody's^#. Standard & Poor's and Moody's are leading financial ratings companies and these financial strength ratings are amongst the highest you can get.

Established in 1848, we're one of the country's best known financial institutions, and one of the UK's leading providers of private retirement income.

For further information, please call our general enquiries number on 0808 234 0808 or email us at enhanced.annuities@prudential.co.uk.

We may monitor or record calls for quality and security purposes.

* Prudential 2010.
** March 2011.
*** August 2010.
^# February 2011.