Tools and Calculators

Our Flexible Retirement Plan - our personal pension - now comes with new guarantee options. Use this tool to see the impact of different guarantee terms on charges, projection values and return in yield (RIY).

From April 2011, the annual allowance for tax relief on pension contributions will be reduced from £255,000 to £50,000. 'Carry Forward' rules have also been introduced. Find out about the advice opportunities with our new calculator and planning aids.

This tool allows you to estimate your clients liability to tax and shows the impact on their tax position by making pension contributions.

This client-facing tool shows how much money personal pension contributions could get with the help of the tax man.

Watch our self-investment servicing demo.

This tool allows you to model the different commission options available within the Pru Flexible Retirement Plan as well as see the impact of our fund size and loyalty discounts.

Use the GAD Calculator to calculate the Maximum GAD income for income drawdown without having to get a quotation.

Use the tool to compare projected performance of your client's fund before and after they have released their cash.

Watch our self-investment servicing demo.

This tool allows you to model the different commission options available within the Pru Flexible Retirement Plan as well as see the impact of our fund size and loyalty discounts.

The Income Recycling Calculator has been developed to show the impact of Income Recycling if this option is taken.

Both these tools allow for targeting of either total gross or net income and allow flexibility in the growth rates and gilt yields used. This flexibility allows you to model the impact of different scenarios.

Calculate and compare the difference in potential income from our Income Choice Annuity and our Level Guaranteed Pension Annuity.

Compare the projected performance of our Income Choice Annuity against a level or inflation-proofed Guaranteed Pension Annuity.

Our guide to choosing your annuity has been designed to provide you with an insight into which type of annuity may suit your income needs and lifestyle.

Our Annuity Income Calculator has been designed to provide you with an insight into how our With-Profits Pension Annuity has performed.

Use this calculator to review different commission shapes, and how they affect Allocation Rates for Prudential Investment Plan.

This calculator shows impact of guarantee charges, terms, projection values and RIY applicable.

The calculator shows comparative after-tax cash-in values for an investment into a collective, offshore bond and onshore bond, following the Budget 2010 changes to capital gains tax.

This innovative calculator lets you work out the discount that may apply when using a Discounted Gift Trust.

This spreadsheet can help save you time by highlighting the correct Trust form to be completed in conjunction with the appropriate application form for Prudential's and Prudential International's investment bonds.

Use this calculator to find out the potential IHT bill when using a Discounted Gift Trust.

Use this calculator to find out the potential IHT bill when using a Gift Trust.

Use this calculator to find out the potential IHT bill when using a Loan Trust.

The calculator shows how a non-taxpayer could cash in segments of an offshore bond with minimal income tax liability by offsetting the gain against personal allowance.

The calculator shows the effects on investment capital of making long-term regular withdrawals in a taxed and untaxed environment. The 'gross roll-up' on offshore bonds means they can support withdrawals over time more effectively than onshore bonds that are taxed at source.

The calculator shows how a non-taxpayer can create a chargeable gain each year equal to the personal allowance, so there is no immediate tax liability and the final chargeable gain on cashing in may be significantly reduced.

The calculator shows what level of investment would be needed in an offshore bond to meet school or university fees and what tax might be payable on withdrawals.

The calculator shows comparative after-tax cash-in values for an investment into a collective, offshore bond and onshore bond, following the Budget 2010 changes to capital gains tax.

The calculator shows comparative gross and net cash-in values for an offshore and onshore bond, illustrating the effects of gross roll-up.