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Cost of Delay Calculator

If your clients delay saving towards their pension, it could have a significant impact on the size of their pension pot and the income they will have when they retire. This calculator will help you explain the benefits of starting early when it comes to saving for retirement.

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Terms of use

The calculator is designed to indicate the broad impact of any delay in making pension contributions.

All amounts shown are examples only and are based on our understanding as at November 2007 of current taxation, legislation and HM Revenue & Customs practice, all of which are liable to change without notice. The impact of taxation (and any tax reliefs) depends on individual circumstances.

Should you want to make any recommendations to your client, you should obtain a specific illustration.

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For UK Adviser Use Only - Not Approved For Use With Clients