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International Calculators

The following calculators can be used across a variety of devices to help you in planning for various different client circumstances.

School and University Fees CalculatorSchool & University Fees calculator

This calculator provides an indication of the level of investment that would be needed in an offshore bond to meet school or university fees and what tax might be payable on withdrawals. There are three sections available:

  • Savings calculator: This calculator is designed to estimate how regular savings could be used to provide a lump sum investment. You can calculate either the fund value resulting from fixed regular investments or the required regular payment to reach a desired fund value. You can enter this target into the Investment calculator as the "Initial fund value", along with the expected education costs. The investment results will estimate the effect on the fund.
  • Fees/cost calculator: This calculator is designed to estimate the future annual education cost, by applying an inflationary growth rate to the current (known) cost. The 'level of fees to input' can be entered into the Investment calculator as the "current level of fees". However, be careful to set the "Childs age now", to their future age as there is a risk of double accounting.
  • Investment calculator: designed to show how school or university fees could be funded using a bond. This is based on a lump sum investment. You do not need to use the savings or fees/cost to get an investment result. You can model the effect of different lump sum investments; and you can model the effect of current and future fees/costs.

Collectives and Bonds CalculatorCollectives & Bonds calculator

This calculator is designed to give a general demonstration of the comparative returns from collectives and bonds. The calculator compares the returns from on-shore bonds, off-shore bonds and collective investments such as unit trusts and open-ended investment companies (OEICs). You can view the outputs in a table and graphical format which you can print or save electronically as a PDF document.

Hints & tips

  • You can save the outputs as an electronic PDF copy by printing to a PDF printer. There are several available to download including PDF Forge, which is free. This allows the webpage to convert to a PDF document.
  • You can remove the header/footer from printed outputs to make it look more like a traditional report.
  • You can add the calculator to your favourites to easily link to it the future and even access this when not connected to the internet

For more information, please download our PruAdviser WebApp guide.

Please note: The hints & tips are suitable for Internet Explorer. Internet browsers operate in different ways so please refer to your browser help guide for more information on the above hints & tips.

For UK Adviser Use Only - Not Approved For Use With Clients