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GENERAL
LIFE UNDERWRITING (EX-SCOTTISH AMICABLE LIFE PRODUCTS)
Income Protection and Mortgage Interest Benefit
The following table sets out the ranges of age and sum assured in which we automatically need certain medical evidence. The key to the requirements is:-
The limits relate to the benefit proposed plus any existing Income Protection policies. These limits are independent of any life cover or critical illness cover. Medical evidence previously obtained will normally remain valid for a period of one year.
** Additional medical evidence may be required for annual benefits in excess of £50,000 pa. Refer to New Business for requirements.
Mortgage Products
Legacy
Disclaimer
Pension Products
Contact
Protection Products
Investment Products
General
LIFE UNDERWRITING (EX-SCOTTISH AMICABLE LIFE PRODUCTS)
The following table sets out the ranges of age and sum assured in which we automatically need certain medical evidence. The key to the requirements is:-
| ME | MEDICAL EXAMINER'S REPORT |
| MAR | PRIVATE MEDICAL ATTENDANT'S REPORT. |
The limits relate to the benefit proposed plus any existing Income Protection policies. These limits are independent of any life cover or critical illness cover. Medical evidence previously obtained will normally remain valid for a period of one year.
| Age | Application Only | MAR | MAR & ME ** |
| Up to 40 nb |
Up to £10,000 pa |
£10,001 pa to £18,000 pa |
£18,001 pa and over |
| 41 nb to 50 nb |
Up to £7,000 pa |
£7,001 pa to £12,000 pa |
£12,001 pa and over |
| 51 nb to 55 nb |
Up to £5,000 pa |
£5,001 pa to £10,000 pa |
£10,001 pa and over |
| 56 nb to 60 nb |
Up to £3,000 pa |
£3,001 pa to £5,000 pa |
£5,001 pa and over |
** Additional medical evidence may be required for annual benefits in excess of £50,000 pa. Refer to New Business for requirements.
