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PRODUCT GUIDE

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THE PENSIONS SECTION OF THIS GUIDE IS GRADUALLY BEING UPDATED TO COVER VARIOUS CHANGES, INLUDING THE PENSION SIMPLIFICATION CHANGES WHICH CAME INTO FORCE ON 6 APRIL 2006.
ALL 'CONTRACT SUMMARIES' HAVE BEEN REVIEWED, BUT THE REMAINDER OF THE CONTENT MAY STILL NEED TO BE UPDATED. If you have any suggestions/comments on the Guide, would you please e-mail the Technical Helpline - technical.helpline@prudential.co.uk.


Compulsory Purchase Annuities

Free-Standing AVC


General

Glossary
'At work' declaration
'Class 3 and Class 4' occupations
5 or 10 year protection period
Additional Information Form
Associated Employers
Associated Employments
Augmentation
Basis Years
Benefits in Kind
Budget Status
CIMP
CISR
COMP
Concurrency
Connected Scheme
Continuations
Continued Rights
Continuous Service
Contracted-out
Contractual Increase
Contribution Monitoring
Controlling Director
COSR
Crown Servant
De Minimis Limit
Declared Bonus
Dependant
Dynamisation
Earnings Cap
Earnings Threshold
Final Salary Scheme
GMP
High Earner
HM Revenue & Customs
Incapacity
IR SPSS
Letters of Administration
Lifetime Investment Option
Lower Earnings Limit (LEL)
LPI (Limited Price Indexation)
M & G
Market Value Reduction
Maximum Benefits
Maximum Funding
Member's Additional Information Form
NAE
Non-Contractual Increase
Non-Controlling Director
Non-SAL Docs
Occupational Scheme
Old Code
Own Life Pension
Pension Debit
Pension Escalation
Pension Protection Fund
Pension Protector Option
Pension Sharing Order
Permanent Community of Interest
Pre & Post LPI Funds
Probate
Protected Rights
Qualifying Member (Cash Refund)
Qualifying Service
Qualifying widow/widower
Regulated Individual
Relevant Date
Retained Benefits
RPI
S/DR3 Rules
Safeguarded Rights
Scheme Earnings
Scheme Review Date
Scheme Year
Section 9(2b) Rights
Serious Ill-Health
SRA
Stakeholder Scheme
Start Date
State Earnings Related Pension Scheme (SERPS)
State Pension Age
State Second Pension (S2P)
Surplus
Terminal Bonus
Triviality
Unit Switch Date
Waiver Benefit


Occupational Pensions

Pensions Contracts generally closed to new business (including Ex-M & G contracts)

Personal Pensions (including Stakeholder Pensions)

Section 226 Increments

Transfer Plans

Trustee Investment Plans
tools & calculators

Tools & calculators

For UK Adviser Use Only - Not Approved For Use With Clients