Protected Rights and Contracting Out
We can accept Protected Rights within the following pre and post retirement products:
Pru Flexible Retirement Plan (FRP)
Protected Rights can be held under a client's FRP, in both the personal pension and income drawdown plans. This means one solution for all your client's pension pots, providing:
- Simplicity for the client
- Less initial sale and review work for you as you only have one plan to set-up and manage
- Help with the transfer process with our Transfer Desk
- AMC discounts for consolidation of funds. This means your clients could pay lower AMCs if they consolidate their Protected Rights into the FRP. Find out more about our AMC discounts.
- Consistency of investment choice for your client's Protected Rights and non-Protected Rights funds under the FRP*
- Protected Rights funds can be used to increase a client's borrowing power for commercial property purchase. Clients can borrow an amount up to 50% of the net value of their FRP, including Protected Rights
*Note Protected Rights funds cannot currently be invested in the Self Invested Fund
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Technical support
- PruTechnical - our technical resource centre
- Speak to a technical expert
