The Discounted Gift Trust allows the client to put a lump sum into trust for their beneficiaries, while retaining the right to a regular payment.
Prudential's Loan Trust allows the client to access a capital sum, while any growth on it is outside their estate.
The Gift Trust provides an inheritance tax planning route for clients who want to make an outright gift in a tax-efficient way.
The trust is designed for clients who are currently non-UK domiciled, but may in the future become UK domiciled or treated as such for inheritance tax (IHT) purposes.
The Probate Trust is designed to speed up the payment of policy proceeds on death by avoiding the need for probate in respect of the trustee owned policy.