International Prudence Bond

International Prudence Bond is a medium to long term investment which offers the tax advantages of a Dublin-based bond combined with a range of selected funds, including a choice of guarantee options.

Thanks to Prudential International's location in Dublin, the underlying funds are subject only to withholding tax. As a result, investments have the potential to grow faster than in an onshore bond.

International Prudence Bond offers a choice of:

• Equity and managed multi-asset funds from the Prudential Group
• Specialist equity and international funds from other leading fund managers
• PruFund Range of Funds including guarantee options - Sterling, Euro and US Dollar
• Three PAC With-Profits funds - Sterling, Euro and US Dollar
• Dynamic Portfolios range - five 'fund of funds' portfolios combining the expertise of Prudential's Portfolio Management Group and Old Broad Street Research

The main features include:

• Guarantee options - 7, 8, 9 and 10 year spot guarantees on the PruFund Protected Cautious Funds and a 10 year spot guarantee on the PruFund Protected Growth Funds
• Tax-efficient and flexible withdrawals - so your clients can take out money when they need it, without necessarily adding to their immediate tax bill
• An Annual Growth Reward - enhancing the growth potential by adding an extra 0.1% of the bond value from the end of year one, where no regular or partial withdrawals are made
• Low minimum initial investment - just £20,000, Euro €25,000 or US$35,000
• Top-up facility from just £15,000, Euro €20,000 or US$25,000, so your clients can add to their investment easily and tax-efficiently
• Minimum allocation rate of 100%

As well as the traditional life assurance basis, International Prudence Bond offers a capital redemption option, which may be particularly suitable for trust investments.

For more information, please see the literature section on the right.

International Prudence Bond is available in the UK, Jersey, Guernsey, Isle of Man, Cyprus, Malta, Gibraltar and France. Please visit our international website for more information.

We also have a Spanish-compliant product, International Prudence Bond (Spain), available for clients who are tax-resident in Spain.

Full terms and conditions are available on request.