Portfolio Account

Portfolio Account is a single premium portfolio bond which combines open architecture, highly favourable fund terms (as described below), a Discretionary Asset Management facility and a flexible pricing structure.

Portfolio Account has been rated 5 Star by independent financial research company Defaqto, reflecting its comprehensive level of features and benefits.

It allows you to tailor a portfolio for your clients by choosing from:

• the full list of more than 2,500 funds
• the PruSelect fund range, which is a list of funds especially chosen for us by independent analysts Old Broad Street Research (OBSR) for their quality and performance potential
• a core range of Prudential Group funds
• the Dynamic Portfolios range - five 'fund of funds' portfolios combining the expertise of PMG and OBSR

You can select funds from any or all of these categories. We have negotiated preferential terms on many of the funds. The majority are available with no initial charge and many have annual management charge rebates*.

The Available Funds List gives full details of all the funds, their charges and the discounts and rebates. It also includes a calculator that shows the monetary value of the preferential terms for any selection of funds. You can find fund literature in the Available Funds Literature Library.

In addition to the extensive fund choice and the preferential terms, Portfolio Account offers:

• four flexible charging options, each with variable commission to maximise choice
• a DAM facility providing maximum flexibility and a first-class service
• the tax-efficiency of our Dublin base
• a comprehensive range of trusts, to help with cost-effective inheritance tax planning

As well as the traditional life assurance basis, Portfolio Account has a capital redemption option, which may be particularly suitable for trust investments.

For more information, please see the literature section on the right.

* Annual management charge rebates are not guaranteed and are subject to change.

Full terms and conditions are available on request.