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Flexible Life Plan Flexible Protection Bond

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Flexible Protection Bond

Flexible Protection Bond is a single premium bond offering whole of life cover with a range of investment choices and other options.

Thanks to Prudential International's location in Dublin, the underlying funds are subject only to withholding tax. As a result, premiums may be lower than for a comparable UK-based plan.

Flexible Protection Bond's features include:

Choice of investment funds:

up to 10 funds can be chosen at a time
20 free switches a year

Withdrawal facility:

regular withdrawals
one-off withdrawals

Choice of cover:

single or joint life (first or second death) basis
a set sum assured, based on a set premium or a percentage of cash-in value

Special event options - to increase cover without medical evidence:

on marriage or civil partnership
on childbirth or adoption

Currency options:

for premium payments
for withdrawals
for the death benefit

Flexible Protection Bond has regular reviews to help ensure that cover can be maintained. These will normally occur after ten years and then every five years. At any review we may recommend that the investor pays an additional premium or reduces the level of cover.

For more information, please see the literature section on the right.

Full terms and conditions are available on request.

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