Fund details
Risk Managed Passive range of funds
Our Risk Managed Passive range of funds gives access to a choice of five risk-managed multi-asset funds, each with its own risk profile. Managed to meet long-term volatility targets, these can be matched to your client’s attitudes to risk.
Please remember that the value of your client’s investments can go down as well as up and they may not get back what they have paid in. There is no guarantee that the volatility target will be met and at any time the actual volatility may be higher or lower than the long term target.
Fund availability
| Product | Risk Managed Passive 1 | Risk Managed Passive 2 | Risk Managed Passive 3 | Risk Managed Passive 4 | Risk Managed Passive 5 |
|---|---|---|---|---|---|
| Prudential Retirement Account** | ✓ | ✓ | ✓ | ✓ | ✓ |
| Flexible Retirement Plan# | ✓ | ✓ | |||
| Prudential ISA | ✓ | ✓ | ✓ | ✓ | ✓ |
| OEIC funds* | ✓ | ✓ | ✓ | ✓ | ✓ |
| Prudential Investment Plan | ✓ | ✓ | ✓ | ✓ | ✓ |
| Prudential International Investment Bond | ✓ | ✓ | |||
| Trustee Investment Plan | ✓ |
# The Flexible Retirement Plan (FRP) closed to new business on 17 September 2018 but if your client is an existing FRP customer they can still make changes to their plan.
*Link Fund Solutions Limited are responsible for all the regulatory and legal aspects of the OEIC funds. Accordingly OEIC fund names are prefixed with "LF".
**The Prudential Retirement Account and Prudential ISA invest in the OEIC versions of the funds while the other products invest in the Unit-Linked versions. The Unit-Linked versions generally have a slightly larger proportion of their holdings in cash and may have different charges. This, together with the different taxation that may apply to different products, will mean their investment performance can differ from one product to another.
This is not a comprehensive list of the availability of these funds. Please refer to the appropriate fund guide or product information pages for more information.
Asset Allocation
The Risk Manged Passive range of funds invest globally in a range of assets including equities, fixed interest, alternative assets and cash.
A choice of five risk-managed multi-asset funds each with its own risk profile, investing at least 70% in passive investments. M&G Investment Management Ltd, part of the Prudential Group, are the investment managers for the Risk Managed Active funds. They make the relevant adjustments to the portfolio based on the Prudential Portfolio Management Group Ltd (PPMG) recommendations.