*Most refers to Prudence Bond (Optimum Return) both no initial charge and initial charge versions, International Prudence Bond & Prudential International Investment Bond (Euro), International Prudence Bond & Prudential International Investment Bond (US) and PSA/PIB (Fund over £6000).
^Most refers to all Capsil and OPAL personal pensions. It also applies to Prudential Series A and Premier Plans (including TIP Series A for business sold between 01/01/2003 and 06/11/2011) written on or after 01/01/2003.
2017 was another successful year for our With-Profits Fund on the back of positive returns in many investment markets.
We aim to provide fair pay-outs based on what the Fund has achieved. This year we’re pleased to maintain annual bonus rates, which will continue to add to the guaranteed benefits of our customers’ plans, while being able to increase final bonus rates for most customers. So the vast majority of our customers will benefit from increases in the value of their plans.
The performance of the Fund in 2017 demonstrates the benefits of remaining invested in a globally diversified fund. In 2018, we’ll continue to manage the Fund in a prudent manner, aiming to secure the highest total return for the Fund over the long-term (after any tax and investment expenses) while maintaining an acceptable level of risk and protecting our planholders.
Read more about With-Profits Bonus Declaration February 2018