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Prudential Planning Solutions 

We're committed to supporting financial advisers as you respond to tax planning opportunities.

We have identified our key product areas and advice gaps that could arise during client discussions. All clients are different. Some are able to use their tax allowances to good effect. Others may have gaps to fill as they save and plan for the future.

To help your clients' save we offer a wide range of tax-efficient savings wrappers and investments.

The value of any investment can go down as well as up so your clients might get back less than they paid in.

Information given is based on our understanding, as at January 2020, of current taxation, legislation and HMRC practice, all of which are liable to change and subject to an individual's own circumstances. Terms and conditions of products are available on request. The level of charges may change in the future.


Investment Products

Product Contribution Limits Tax relief on contribution Tax on income
Prudential ISA

Available from age 18.

Minimum of £500 or £50 per month up to £20,000 (2017/18).

No Tax-free
Prudential Investment Plan

Available from age 18 next birthday.

Minimum contribution of £10,000

No Annual tax-deferred allowance of up to 5% of the amount invested
Prudential International Investment Bond

Available from age 18.

Minimum premium of £20,000

No Annual tax-deferred allowance of up to 5% of the amount invested
Prudential International Investment Portfolio

Available from age 18.

Minimum premium of £50,000

No Annual tax-deferred allowance of up to 5% of the amount invested
Prudential Onshore Portfolio Bond

Available from age 18.

Minimum premium of £15,000

No Annual tax-deferred allowance of up to 5% of the amount invested

Retirement Products

Products Contribution limits Tax relief on contributions Access
Prudential Retirement Account

No minimum age.

Maximum investment of £1 million.

Yes, at source From age 55 for Pension Income Account

Retirement Account

A Flexible Personal Pension which allows your client to save through single or regular payments, transfer from another pension and take income flexibly.

"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at Craigforth, Stirling FK9 4UE. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company. The Prudential Assurance Company and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.