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Birth of a new child or grandchild
This life-changing event is often the catalyst for new intergenerational conversations, ranging from trusts and gifting, to ISAs, to planning for private school and university fees.
Inheritance and windfalls
Windfalls are rarely expected - or planned for - but have the potential to open new doors for current and future generations. New needs that follow typically include lump sum investing, gifting and estate planning, to reduce potential IHT liabilities.
Divorce
The separation of families – and finances - is increasingly common, bringing with it new financial needs, including: pension sharing (and potentially ‘rebuilding’), wills and CGT and IHT replanning.
Product options
Solutions for a range of family wealth planning needs.
Typical client needs:
- Ringfencing capital cost-effectively
- High Net Worth tax planning
Typical client needs:
- Leaving a legacy
- Pensions with nominees
- Ringfencing capital
- IHT mitigation
Product solution options
Typical client needs:
- Investing
- Tax-efficiency
- Building a nest-egg for future generations
Product solution options
Typical client needs:
- Utilisation of allowances for all family members
- Optimising your legacy
- Trusts that permit capital growth and income
Product solution options
Typical client needs:
- Building up a deposit
- Utilisation of family-wide allowances
Product solution options
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