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Pensions Tax Relief Tax Year End Quiz

Check your answers

Test your knowledge

1. How much tax relief does a member earning £11,000 a year get on making a £1,000 contribution to their net pay workplace pension scheme?

a. 0%

b. 20%

c. 40%

d. 45%


2. How much can someone earning £200,000 a year personally put into a pension as a gross amount and obtain tax relief?

a. £40,000

b. £40,000 (less anything their employer has put in)

c. £160,000

d. £200,000 


3. What is the rate of tax relief for an individual with £110,000 of salary making a net £8,000 contribution to a relief at source scheme?

a. 20%

b. 60%

c. 40%

d. 50%


4. If a higher rate tax paying employer sacrifices their salary (all in IHT band), what is the extra saving they get compared to RAS?

a. 20%

b. 2%

c. 12%

d. 52%


5. How much tax relief is gained by someone with £49,500 of earnings, £500 of savings interest who has encashed an offshore bond for a £50,000 gain over ten years if they pay £4,000 net to a Relief at Source pension?

a. 50%

b. 120%

c.  220%

d.  551%


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"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at Craigforth, Stirling FK9 4UE. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company. The Prudential Assurance Company and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc, a company incorporated in the United Kingdom. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.