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For UK financial advisers only. Not approved for use by customers. Visit the Prudential customer website For UK financial advisers only. Not approved for use by customers. Visit the Prudential customer website

Products

Learn about our products. The value of an investment can go down as well as up and your client may not get back what they paid in.

Pensions and retirement products

Retirement Account

A flexible personal pension which allows your client to save through single or regular payments, make transfers from other pensions, and access benefits flexibly.

  • Self-Invested Personal Pension
  • Tax efficient
  • Wide range of investment options
  • Death benefits
  • Full online solution for clients
  • Flexible Adviser Charging options
Learn about our Retirement Account

Trustee Investment Plan

Single premium investment for trustees of UK registered Occupational Pension or Self-Invested Personal Plan (SIPP) schemes.

  • Multi-Asset Fund and guarantee options
  • Investment term flexibility
  • Full, partial and regular withdrawals
  • Free Fund Switching
  • Fund Size Discounts
Learn about our Trustee Investment Plan

Investments products

Prudential Investment Plan

The Prudential Investment Plan is a single premium investment bond that allows your clients to invest in a wide range of funds.

  • Access to our Multi-Asset Fund range
  • Full, partial and regular withdrawals
  • Flexible access to the investment
  • Free Fund Switching
  • Tax-efficient withdrawals
  • Annual Management Charge discounts
Learn about the Prudential Investment Plan

Prudential ISA

The Prudential ISA, provided by Link Financial Investments Ltd, combines tax-efficient investment with access to the PruFund funds and Open-Ended Investment Company (OEIC) funds.

  • Tax-efficient growth
  • Access PruFund range of funds
  • Invest in a range of OEIC funds
  • Full, partial and regular withdrawals
  • Low minimum investment
  • No fixed term
Learn about our ISA

Prudential International Investment Bond

The Prudential International Investment Bond has the potential for good returns while minimising any tax liability.

  • Tax advantages of a Dublin-based bond
  • Wide choice of risk-based funds
  • Full, partial and regular withdrawals
  • Guarantees available
  • Choice of currency options
  • Inheritance Tax planning options
Learn about our international bond

Prudential International Investment Portfolio

The Prudential International Investment Portfolio offers your clients a wide range of investment choices, combined with international taxation benefits.

  • Wide choice of funds
  • Tax advantages of a Dublin-based bond
  • Tax-efficient products
  • Full, partial and regular withdrawals
  • Three flexible charging options
Learn about our international portfolio

Prudence Inheritance Bond

The Prudence Inheritance Bond is a discounted gift plan with the potential to reduce your clients' liability to Inheritance Tax and offers the opportunity for gifted capital to grow while they take income.

  • Potential to reduce estate value for Inheritance Tax purposes
  • Potential Income Tax benefits
  • A natural income stream
  • Tax-efficient withdrawals
  • Tax-efficiency on death
  • Opportunity for long-term capital growth
Learn about our inheritance bond

OEIC Fund Range

The Open Ended Investment Company (OEIC) range of funds, operated by Link Fund Solutions Limited, offers your clients access to funds that invest in a range of different asset types and risk appetites to help meet their needs.

  • Choose from 10 OEIC funds
  • Switch funds at any time
  • Invest from £500 lump sum and/or £50 each month
  • Free withdrawals
Learn about our OEIC Fund Range

Prudential Onshore Portfolio Bond

The Prudential Onshore Portfolio Bond combines the advantages of a wide choice of assets from a platform with the taxation and trust benefits of an onshore bond.

  • Comprehensive investment choice
  • Inheritance Tax planning options
  • Tax benefits
  • Trust planning
  • Investment flexibility of a platform
Learn about our onshore portfolio bond

Estate planning products

Discounted Gift Trust

Our Discounted Gift Trust allows your client to put a lump sum into trust for their beneficiaries while retaining the right to regular payments.

  • Maintain a right to regular payments
  • Capital for beneficiaries after your client's death
  • Potential to reduce Inheritance Tax liability
  • Choice of investment bonds
  • Single or joint settlor arrangements
Learn about the Discounted Gift Trust

Loan Trust

Our Loan Trust allows your client to access a capital sum, while any growth on their investment is outside of their estate.

  • Access original capital at any time
  • Growth immediately outside estate
  • Four investment options
Learn about our Loan Trust

Gift Trust

Our Gift Trust provides an Inheritance Tax planning solution for clients who want to make an outright gift in a tax-efficient way.

  • Tax-efficient
  • Choice of trusts
  • Choice of four investment products
  • Probate planning
Learn about our Gift Trust

Excluded Property Trust

Our Excluded Property Trust provides a way of protecting offshore bond investments or UK OEICs from Inheritance Tax liabilities if your clients are UK residents but not currently UK domiciled or treated as UK domiciled.

  • Choice of two Prudential International bonds
  • Option to take tax-efficient withdrawals from the trust
  • Can reduce Inheritance Tax liability for beneficiaries
  • Full control over investments
Learn about the Excluded Property Trust

Probate Trust

The Probate Trust allows your client to grant their beneficiaries quick access to the bond following their death.

  • Probate planning
  • Quick access to funds after death
  • Your client can access the bond throughout their lifetime
Learn about the Probate Trust

Oracle publications

Read the latest and past issues of Oracle Technical and Oracle Quarterly for insights into the world of financial planning regulation, legislation and business development.

Read an Oracle publication

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