Estate planning
We have a range of trusts designed to help your clients meet their estate planning objectives. The value of any investment can go down as well as up so your client might not get back the amount they put in.
Our products
Discounted Gift Trust
Our Discounted Gift Trust allows your client to put a lump sum into trust for their beneficiaries while retaining the right to regular payments.
- Maintain a right to regular payments
- Capital for beneficiaries after your client's death
- Potential to reduce Inheritance Tax liability
- Choice of investment bonds
- Single or joint settlor arrangements
Loan Trust
Our Loan Trust allows your client to access a capital sum, while any growth on their investment is outside of their estate.
- Access original capital at any time
- Growth immediately outside estate
- Four investment options
Gift Trust
Our Gift Trust provides an Inheritance Tax planning solution for clients who want to make an outright gift in a tax-efficient way.
- Tax-efficient
- Choice of trusts
- Choice of four investment products
- Probate planning
Excluded Property Trust
Our Excluded Property Trust provides a way of protecting offshore bond investments or UK OEICs from Inheritance Tax liabilities if your clients are UK residents but not currently UK domiciled or treated as UK domiciled.
- Choice of two Prudential International bonds
- Option to take tax-efficient withdrawals from the trust
- Can reduce Inheritance Tax liability for beneficiaries
- Full control over investments
Probate Trust
The Probate Trust allows your client to grant their beneficiaries quick access to the bond following their death.
- Probate planning
- Quick access to funds after death
- Your client can access the bond throughout their lifetime
Paraplanner hub
Resources for Paraplanners. Get quick access to guidance, tools and information for common tasks in one place.