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Knowledge Library
- When can retirement benefits be taken?
- Qualifying recognised overseas pension schemes transfers
- What is Pension Lifetime Allowance?
- Tapered annual allowance
- Annual allowance for pension savings
- UK investment bonds: taxation facts
- Top slicing relief: the facts
- Are gifts really deliberate deprivation of assets for care home fees?
- Common sense has broken out
- Discounted Gift Trust: Q&A
- Trusts for disabled persons - to elect or not to elect
- A couple of pension titbits
- Additional protection for flexible pension consumers
- AIFs for individual investors: the facts
- High income child benefit charge
- Corporate-owned bonds
- Discounted gift trusts: payments to beneficiaries
- Discounted gift trusts: changing the underpinning investment
- Domicile status for individuals: the facts
- Pension Drawdown – everything you need to know
- Early retirement planning
- What is EIS, VCT or SEIS?
- Enhanced protection
- Family investment companies
- Pension fixed protection explained
- Flexi-access drawdown vs UFPLS
- Gift aid donations by individuals: the facts
- Inheritance Tax meets Child Benefit Tax
- Inheritance tax and pensions
- Individual Savings Accounts (ISAs): the facts
- Individual protection 2014 and 2016
- Inheritance Tax taper relief
- Life assurance policies and insurable interest requirements
- ISAs: planning ideas
- Legal structures of pension schemes
- Loan trusts: the facts
- Normal expenditure out of income exemption
- Pension commencement lump sum (tax-free cash)
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- Pensions can be a valuable tool in an individual's tax planning
- Pensions and divorce
- Pensions and inheritance tax: planning ideas
- Income tax personal allowance: planning ideas
- Income tax personal allowance: the facts
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- Primary protection
- Protected early pension age
- Purchased life annuities: the facts
- When can retirement benefits be taken?
- Uncrystallised funds pension lump sum (UFPLS)
- Salary sacrifice: pension planning ideas
- Salary sacrifice: the facts
- Pension Section 32 & Buyout policies
- Small pots and defined benefit trivial commutations
- Offshore Bond Taxation planning ideas
- Tax relief on employer contributions
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- Offshore Bonds Taxation explained
- Taxation of pension income
- The new State Pension
- Top slicing relief planning
- Transferring a pension scheme
- Transferable nil rate band: the facts
- Transferable nil rate band: planning
- Trusts for disabled persons
- Trustee investment considerations: the facts
- Trustee residence status rules for the UK
- Types of pension arrangements
- What is a pension annuity?
- Money Purchase Annual Allowance (MPAA)
- Inheritance Tax relief for business property
- Extracting profits from your business
- High net worth client planning
- Spousal bypass trust: the facts
- Qualifying recognised overseas pension schemes transfers
- Comparing pension and buy-to-let as retirement planning vehicles
- Tax-free cash and protection
- Death benefits from defined contribution schemes
- AIF planning for individual investors: planning ideas
- Death benefits and annuities
- Death benefits for defined benefit schemes
- Inheritance Tax annual exemption
- Loan trust: planning ideas
- Pension transfers and conversions
- Trustee record keeping
- Gifting guidance for attorneys and deputies
- Discounted gift trusts: the facts
- UK investment bonds: taxation planning ideas
- Income tax rates and order of tax
- Income or assets overseas – client notification obligations
- Investment bonds – segment surrender v surrender across the segments
- Carry forward of annual allowance
- Charities and insurance bonds: implications
- Pension contributions: Q&A
- Pension recycling
- RAC, SIPP and SASS pensions
- Tapered annual allowance planning
- Pensions and divorce Q&A
- Chargeable event gains on bonds and Capital Gains Tax QA
- 5% Tax Deferred Allowance for bonds: Q&A
- Chargeable events calculation Q&A
- Chargeable event personal allowance Q&A
- Starting rate for saving Q&A
- Portfolio manager day
- The anatomy of long-term asset allocation
- Investment research and TAA
- Monitoring managers and mandates
- Infrastructure investment
- Why invest in alternatives?
- Scottish Rate of Income Tax
- Money purchase annual allowance (MPAA) - Case studies
- Consultation Paper 18/7 (CP18/7)
- Policy Statement 18/6 (PS18/6)
- Lifetime Allowance (LTA): Q&A
- Upcoming: Bonds benefits and Assignment
- Upcoming: Cascading wealth – opportunities to explore
- Consider your data security
- Data Policy and Notices
- GDPR Checklist
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- Reduce risk of cybercrime
- Clients rights
- What have you got to lose?
- Legal grounds
- What to do if you have a breach?
- What duties and responsibilities do trustees have?
- Gift Trust
- Excluded Property Trusts
- Probate Trust
- A matter of life and death
- Are your clients eligible for their free TV licence, but still saving into pension?
- Oracle Guide to calculating Public Service Pension Input amounts
- Thoughts about OEICs and Unit Trusts
- Introduction to divorce
- Discretionary trust taxation
- FCA Retirement Outcomes Review and CP18/17
- Clubs, societies and charities – problems investing in insurance bonds
- What do Michael J, Arnold and Cher have in common?
- Loan Trusts for Inheritance Tax Planning
- Here we go, here we go, here we go again
- Can’t pay? We’ll take your pension away!
- Gifting and Inheritance Tax
- Personal Injury Trust
- UK Tax & Allowances
- Important Information about Trusts
- Interaction of tax relief and annual allowance
- Planning for +£50,000 tax-free annually
- Why the rules are less clearly defined for multi-asset funds today
- Capital markets research and modelling: The engine of a multi-asset portfolio
- The rise of the ‘new’ alternatives
- Multi-asset allocation amid ‘shifting’ economic centres of gravities
- Asset allocation: Why the strategic versus tactical debate matters
- Welsh Rate of Income Tax
- Glossary of Multi-Asset Investing
- Using our AA tool
- Get your Investment Matters CPD certificate
- Start to look at what’s next
- What makes people buy a pension?
- 3 things to think about Annual Allowance at tax year end
- scheme pays Q&A
- small pots and triv Q&A
- Frequently Asked Questions about MiFID II & IDD disclosure
- Pension death benefits: Q&A
- Annual allowance, including carry forward, money purchase AA and tapered AA: Q&A
- Transfers: Q&A
- Pension miscellaneous: Q&A
- Residence Nil Rate Band (RNRB): Planning
- Residence Nil Rate Band (RNRB): Facts
- LTA UFPLS case study
- Trust Registration Service (TRS)
- Annual allowance: scheme pays
- ESG Investing
- FinTech Webinar Week
- What is ESG investing?
- 55%, 25% or 0%: How much should you pay, when it comes to LTA?
- Quarterly Market update from Prudential
- Handling income and investments with care
- Investment Insights
- Risk and suitability: How can the industry get it right?
- FCA Paper CP19/25 panel debate
- prufund-explained
- The seven steps required to calculate an individual’s income tax liability
- 2020 and beyond seminar
- Prudential Investment insights
- Brexit Update
- Investing in alternatives for 15 years
- Getting the best return in the smoothest possible way
- Protecting investor interests from the inside
- Sequencing of risk return
- Quarterly market update from Prudential
- PruFund - standing by you and your clients for 15 years
- Les' big fat quiz of the year
- The Scottish Budget 2020 - no change to income tax rates
- Prudential Market Insights Update - February 2020
- Discretionary Trust 10 yearly charge – 10 pointers
- Trust Registration Service (TRS) 5MLD Consultation
- Webinars with Selectapension and O&M systems
- Quarterly Market update with Prudential
- Prudential Risk Managed Passive and Active 2019 review and 2020 outlook
- Spring Budget 2020
- Spring Budget 2020
- Spring Budget 2020 Tapered Annual Allowance
- Entrepreneurs Relief
- Miscellaneous pension tax and trusts
- Top Slicing
- PruFund and Treasury & Investment Office update
- Monthly Investment update
- Family Fortunes webinars
- Oracle Express - Pensions Regulator guidance on COVID-19
- Using trusts in Inheritance Tax Planning
- Annual Allowance – 2020 and beyond
- Who is liable for the tax when a bond is under trust?
- Prudential Market Insights Update April 2020
- ISA planning – using 2020 foresight
- ICAEW – maintaining income amid market turmoil
- PruFund – Back to basics
- Digesting the broader economic and market impacts of Coronavirus
- Planning with OEICs
- Digesting the broader economic and market impacts of Coronavirus
- Annual Allowance – Scheme Pays
- Company Owned Bonds
- The Order of Gifting
- 5% tax deferred allowance
- Attorneys and Gifting – England and Wales
- Shining a light on drawdown suitability
- Tapered Annual Allowance - getting your income correct
- Relevant Income
- Turning capital losses into gains
- Seven things you might need to know when markets fall
- Company Owned OEICs
- Retiring traditional thinking in the retirement market
- The politics of Covid 19 – has the pandemic changed the role of government forever
- PruFund Growth & PruFund Cautious Review of 2020 to end April from the M&G Treasury & Investment Office
- Prudential Market Insights Update - May 2020
- Pensions, Death and IHT
- Prudential With-Profit Life Fund & PruFund 2020 Strategic Asset Allocation
- Top Slicing Relief: 5 facts
- PruFund Quarterly update
- The five whats of advising trustees
- What is the child benefit trap and how do you get out of it?
- Top Slicing Relief
- The UK and the EU: are we heading for a fall?
- The 14 Year Rule
- Where do you want your client’s (investment) recovery to happen?
- Technical Tidbits – June 2020
- What happens to Loan Trusts when the settlor dies
- Defined Benefit Policy Statement
- FCAs next steps to improve the defined benefit pension transfer market (5 June 2020)
- Prudential Market Insights Update – June 2020
- Bond withdrawals
- 2020 Strategic Asset Allocation Review for PruFund Growth & PruFund Cautious
- Blending discretionary and smoothed investment solutions to provide better client outcomes
- Retirement advice unplugged with Rory Percival
- Series E monthly update
- The tax treatment of discretionary trusts
- Top 10 things to know about Lifetime Allowance
- What is the Personal Allowance Trap and how do you get out of it?
- Seven steps video
- Bond tax mitigation using pension contributions
- How to use our Tax Relief Modeller
- Higher than marginal rate relief
- Strategic Asset Allocation 2020 – LF Prudential Risk Managed Active & Passive Funds
- How tax relief works
- The Trust Registration Service (TRS) - Important news for advisers
- Paying a contribution for a grandchild
- COVID-19 – Financial Planning in the ‘new normal’
- T&IO Weekly Market Updates
- Series E monthly update
- What to do about the Company Bank Account?
- Prudential Market Insights Update – July 2020
- Retirement advice unplugged with Rory Percival
- How to use our Extracting Company Profits Tool
- Capital Gains Tax Consultation
- PruFolio Collectives – 2020 Strategic Asset Allocation (SAA) LF Prudential Risk Managed Active & Passive Funds
- Trio of Top Time Saving Tax tips
- T&IO UK Commercial Property Update
- More Top Slicing News!
- PruFund Quarterly update
- Adding value at the client review
- Will trusts Video
- Pension Death Benefits – 3 things that always come up that you need to know
- Attorneys and Gifting – Scotland
- How do personal representatives administer bonds on death
- Compensation and “Care” – there’s more to trusts than IHT
- Trusts for vulnerable and 'injured' beneficiaries
- Technical
- Oracle publications
- Oracle Live webinars
- Testing Centre
- Life events
- GDPR
- Paraplanner Hub
- Key Information Documents
- Third Party & Independent Reports
- Client Topics
- PruFund at 15 years
- ISA Online
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Oracle Plus
- I Don’t Believe It…
- Discretionary Trust 10 yearly charge – 10 pointers
- Trust Registration Service (TRS) 5MLD Consultation
- Out with the old in with the new – ISA reprice
- Pensions and Divorce
- Bond Taxation
- ESG Investing
- Annual allowance tax year resolutions
- As the deadline for Individual Protection 2016 applications approaches, are you ready?
- Capital Gains in excess of the Annual Exempt Amount
- Extracting Profits from a limited company in the most efficient way
- Will your client be able to claim the Annual IHT Exemption?
- The evolution of age 75
- Trustee record keeping
- Trustee investment considerations: the facts
- What is ESG investing?
- Family investment companies
- Inheritance Tax meets Child Benefit Tax
- Normal expenditure out of income exemption
- Oracle. PruFund Special
- Oracle Webinar Collection
- Webinars with Selectapension and O&M systems
- Investment Insights
- Prudential’s investment insights
- 55%, 25% or 0%: How much should you pay, when it comes to LTA?
- Handling income and investments with care
- FCA Paper CP19/25 panel debate
- Family Fortune Seminar
- FinTech Webinar Week
- CP19/25 “Pensions Transfer Advice: Contingent charging and other proposed changes”
- Brexit Update
- Prudential Investment insights
- 2020 and beyond seminar
- Quarterly market update from Prudential
- PruFund - standing by you and your clients for 15 years
- Les' big fat quiz of the year
- Upcoming webinars
- SIFA Professional – Financial Planning for Pensions and Divorce
- Get your tax year end AA ready – Pension Annual Allowance that is
- It’s not all about the pension – CGT and IHT at tax year end
- Tax sometimes is taxing, but there’s welcome ‘reliefs’ from that
- What is Pension Lifetime Allowance?
- Tapered annual allowance
- Annual allowance for pension savings
- UK investment bonds: taxation facts
- Top slicing relief: the facts
- In the news
- ISA
- Blending solutions to provide more income stability
- The Whats of trustee investment
- Where do you want your client’s (investment) recovery to happen?
- Who’s in charge of the Treasury, Rishi or Tina?
- Are we nearly there yet?
- CPD Compilation
- SIPP market: guest article by Charles Dewey from Curtis Banks
About us
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News
- The funds we've highlighted with our quarterly life and individual pension unit linked review
- Further UPAs affecting some of our PruFunds
- Principles and Practices of Financial Management
- New corporate name for M&GPrudential at demerger
- Prudential International Assurance (PIA) - Brexit update
- M&GPrudential has demerged from Prudential plc today. Introducing M&G plc.
- How we’re responding to the FCA Retirement Outcomes Review
- LIBOR transition - upcoming changes
- Suspension of the Prudential M&G Property Portfolio Life & Pension funds
- Latest investment update from M&G Treasury & Investment Office
- Taking stock of the coronavirus correction
- Further UPAs affecting some of our PruFunds
- Suspension of various property funds
- A message from M&G plc Chief Executive John Foley
- Market Updates and Covid-19 Response
- T&IO Liquidity Risk Management Update
- Assessing the response to coronavirus
- It has been announced today that M&G plc is to acquire Ascentric from Royal London Group, subject to regulatory approval.
- Ascentric is now part of M&G plc