Tools and calculators
Inform your professional advice with our range of tools and calculators, which you can use across a number of devices. Explore options and uncover issues that could affect your clients – from tax to returns and more. Our tools and calculators are for financial advisers and not approved for use with clients.
Our guide will help you make the most of our tools and calculators, covering how to save them as PDFs, printing reports and how to use them offline.
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Trusts and Inheritance Tax Modeller
This tool allows you to estimate the potential Inheritance Tax liability for one or two individuals, demonstrating the impact gifting part of their estate into trust would have on their overall IHT liability.
Retirement Modeller
Explore planning scenarios across your client’s full retirement journey with Prudential’s Retirement Account.
Lifetime Allowance Modeller
This modeller allows you to estimate the potential Lifetime Allowance (LTA) liability for your client, catering for those with no protection and Fixed and Individual Protections.
Inflation Modeller
This calculator allows you to demonstrate the impact of inflation on your client’s investment and cash holdings over a set time period. It also demonstrates the overall returns achievable before and after inflation is taken into account.
Trustee Investment Plan Modeller
The Trustee Investment Plan (TIP) Modeller shows how the Prudential TIP can be used as an investment for your existing Self Invested Personal Pension (SIPP) and Small Self-Administered Scheme (SSAS).
Protected Tax Free Cash Tool
Calculate the scheme specific protected tax free cash amount for money purchase arrangements on or after 6 April 2012.
Redundancy Sacrifice Calculator
Understand the effect of redundancy sacrifice from the taxable element of a redundancy payment on your clients pension.
Bond Gain Tool
Based on the past premium and withdrawal history, the bond gain tool will allow you to model the potential gain based on full segment surrender and/ or partial withdrawals.
Prudential Fund Reporting Tool
Find out which funds we offer - together with fund factsheets, performance information and more.
Annual Allowance Calculator
Find out how Annual Allowance could impact your clients – whether the standard Annual Allowance or tapered annual allowance applies, as well as the amount of unused allowance and carry forward.
Tax Relief Modeller
Understand how pension contributions could affect your client’s tax position; or calculate your client’s tax position regardless of any further pension contributions.
Collectives & Bonds calculator
Discover how the returns compare, in general, between onshore bonds, offshore bonds and collective investments such as unit trusts and open-ended investment companies (OEICs).
ISA Costs and Charges Calculator
Discover information about the fund costs and charges for the LF Prudential OEIC funds and their effect on returns for the Prudential ISA, as required under MiFID II.
Prudential Trust and Application Form Tool
Is your client planning to place an investment into trust? Find the correct application form and trust form with tips on how to complete them.
Investment Calculator
Demonstrate the accumulated fund value achievable over a period of time through investing, and the investment required by a client to reach their savings goal.
Discounted Gift Trust Discount Calculator
Estimate the potential discount which your client may receive with a Discounted Gift Trust.
Emergency Tax Tool
Calculate the impact of Emergency Tax on the payment of the Uncrystallised Fund Pension Lump Sum (UFPLS) and the first payment of drawdown.
Capped Drawdown GAD Calculator
Find out the monthly gilt yield and the impact of this on the amount of income your client could take from capped drawdown.
Extracting Company Profits Tool
Find out if your client could extract profits from their business in a more tax efficient way and how.
Defined Benefit Pension Input Amount Tool
Calculate the estimated recommended pension input amount for your client to help you work out annual allowance usage.
App Generation Tool
Make it easier to apply for the Prudential International Investment Bond. The tool generates a tailored application form, a handy checklist, an anti-money laundering guide and any other documents you need.
School and University Fees Calculator
Discover the investment needed in an offshore bond to fund school or university fees and the tax payable on withdrawals.
Salary Sacrifice Calculator
Understand the effect of salary sacrifice on your client’s pension – to lower pension contribution costs or increase contributions at the same cost.
Inheritance Tax Calculator
Calculate potential Inheritance Tax liabilities when establishing a discretionary Gift Trust, discretionary Discounted Gift Trust or discretionary Loan Trust.
Available Funds and Preferential Terms Calculator
Calculate the savings from preferential terms and find funds available for Prudential International Investment Portfolio and the Non-UK version of the Portfolio Account.
With-Profits Annuity Income Calculator
Gain an insight into how Prudential’s With-Profits Pension Annuity has performed. See the annual income since the annuity started with the PruAdviser calculator.
Flexible Retirement Plan Modeller
The Flexible Retirement Plan (FRP) Modeller shows how the Flexible Retirement Plan and investments within it can be used for your existing FRP clients only.
Lifetime allowance: The Facts
In this article the Technical team explains the facts and figures behind Lifetime Allowance.