The main advantage of salary exchange, or salary sacrifice, is to maintain existing pension contributions at a lower cost or to increase pension contributions at no extra cost. Enter details of salary, personal (relief at source) contributions and employers pension contribution to calculate the sacrifice required. You can even model different scenarios.
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The results of the tool are illustrative only and are in no way intended to be a recommendation for a particular course of action and do not constitute advice. The results are based on our current understanding of legislation and HMRC practice. But these might change without notice and the tool doesn’t take into account all of the possible circumstances that could impact your clients.
Learn more about salary sacrifice and access a range of guidance from HMRC's Employment Income Manual.